View the table below to see all of the current rates on our different account types, as well as fees associated with each.
| Account Name | Savings | Regular | Premier | Signature |
| Account Type | Share | Checking | Checking | Checking |
| Minimum balance | $5 | $0 | $400 | $2,500 |
| Dividend Rate | 0.20% - 0.70% 1 | 0.0% | 0.15% | 0.50% - 1.00% 2 |
| Branch Transactions | Free & Unlimited | |||
| Below Minimum Fee | $5/month | $15/month | ||
| Negative Fee | $20/week | |||
| Incoming Wires | Free & Unlimited | |||
| Wires - Domestic | $10 | $8 | ||
| Wires - International | $30 | $25 | ||
| SFCU Owned ATM Access | Free & Unlimited | |||
| On Network ATMs | $1.50 | Free & Unlimited | ||
| Off Network ATMs | $1.50 | |||
| Cashier's Checks | $1.00 | Free | ||
| AMEX® Travelers Cheques | 1% | Free | ||
| Non-Sufficent Funds3 | $30 | |||
| Overdraft Protection | $20/use | Free | ||
| Check Copy | $3 | |||
| Stop Payment | $8 | Free | ||
| Returned Item4 | $5/check | Free | ||
| Inactive Account5 | $10/month | Free | ||
1 0.20% for balances $0.00-$999.99, 0.40% for $1000-$9,999.99, 0.70% for $10,000+
2 0.50% for $0.00-$9999.99, 1.00% for $10,000+
3 Includes bounced checks and EFTs
4 Bad check deposit
5 Dormant for 24 months