• Information
  • Fee Structure & Dividend Rates
  • Learn about our current interest rates and fee structure.
  • View the table below to see all of the current rates on our different account types, as well as fees associated with each.

    Account Name Savings Regular Premier Signature
    Account Type Share Checking Checking Checking
    Minimum balance $5 $0 $400 $2,500
    Dividend Rate 0.20% - 0.70% 1 0.0% 0.15% 0.50% - 1.00% 2
    Branch Transactions Free & Unlimited
    Below Minimum Fee $5/month $15/month
    Negative Fee $20/week
    Incoming Wires Free & Unlimited
    Wires - Domestic $10 $8
    Wires - International $30 $25
    SFCU Owned ATM Access Free & Unlimited
    On Network ATMs $1.50 Free & Unlimited
    Off Network ATMs $1.50
    Cashier's Checks $1.00 Free
    AMEX® Travelers Cheques 1% Free
    Non-Sufficent Funds3 $30
    Overdraft Protection $20/use Free
    Check Copy $3
    Stop Payment $8 Free
    Returned Item4 $5/check Free
    Inactive Account5 $10/month Free

    1 0.20% for balances $0.00-$999.99, 0.40% for $1000-$9,999.99, 0.70% for $10,000+
    2 0.50% for $0.00-$9999.99, 1.00% for $10,000+
    3 Includes bounced checks and EFTs
    4 Bad check deposit
    5 Dormant for 24 months

Information
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