Our organization offers several different account types in order to suit your needs. To become a member of the SFCU, please visit our secure and convenient Online Account Application.

SFCU Savings Account - Apply Online
When you open an SFCU Savings Account, you automatically become a member of our institution. Membership gives you access to a host of features. There is no membership fee and the monthly minimum balance is only $5. Unlike most student banking accounts out there, each day your savings account balance is greater than or equal to $50.00, interest of , depending on your balance, is accrued and dividends are paid monthly. A few of the benefits of membership in the SFCU include:

• Unlimited Branch Banking and Branch Deposits
• Online Banking & Electronic Statements
• Foreign Check Deposits
• Domestic & International Wires
• Cashiers Checks
• American Express Travelers Cheques
• Stamps & SEPTA Tokens
• SFCU Loans
• Direct Deposit

SFCU Regular Checking - Apply Online
In order to open an SFCU Regular Checking Account, by law, an SFCU Savings Account is required, though you need not maintain more than the $5 savings monthly minimum balance. As long as the $0 monthly minimum balance is maintained in your checking account, there will be no fees assessed. Having an SFCU Regular Checking Account makes you eligible for a free VISA® CheckCard and free Starter Checks. You also will receive surcharge-free ATM access to over 32,000 ATMs nationwide.

SFCU Premier Checking - Apply Online
The SFCU Premier Checking Account is the option for those who want to earn interest on their money regardless of whether it is in a savings or a checking account. As with the SFCU Regular Checking, a Savings Account is required to open an SFCU Checking Account. With only the $400 minimum balance in your SFCU Premier Checking Account, you will have all the benefits of membership in the SFCU, plus the reward of a higher interest bracket.

SFCU Signature Checking - Apply Online
The SFCU Signature Checking Account is the option for our higher balanced members who want to have both easy access to their money, as well as a higher interest rate. As with the SFCU Regular & Premier Checking Accounts, a Savings Account is required to open an SFCU Checking Account. With only the $2,500 minimum balance in your SFCU Signature Checking Account, you will have all the benefits of membership in the SFCU, plus the reward of a higher interest bracket. In addition, by opening an SFCU Signature Checking Account, we will provide the following services free:

• Cashiers Checks
• American Express Travelers Cheques
• Stop Payments
• Overdraft Protection
• Item Returns for NSF Check Deposits

¹ 0.20% for balances $0.00-$999.99, 0.40% for $1000-$9,999.99, 0.70% for $10,000+
² 0.50% for $0.00-$9999.99, 1.00% for $10,000+